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Ganesh Bajoria & Associates

Bank Loan Assistance in Guwahati

Bank loan assistance is help with the whole loan process: identifying the right facility, assembling documents, preparing the certificates and financial statements the bank asks for, and following up with the branch until the sanction letter is issued. GBA handles this for businesses and individuals.

Spiral-bound detailed project report, bank envelope and calculator prepared for a loan application

Who it is for

Who needs this?

  • Business owners applying for a term loan, working capital or machinery loan
  • Individuals who need a CA-certified net worth or income certificate
  • Borrowers who have been asked for provisional or projected financials
  • Businesses whose earlier application was rejected on documentation

The work

What does GBA do?

  1. Match the need to the right facility and scheme, including MSME and government-backed options
  2. Prepare provisional financials, projections, net worth and turnover certificates
  3. Compile the document set in the bank’s checklist order
  4. Coordinate with the branch through appraisal, queries and sanction

What to bring

  • KYC of the borrower and guarantors
  • Financials, bank statements and GST returns
  • Details of the asset or purpose of the loan

Questions

Questions about this service

Direct answers about bank loan assistance from GBA, Guwahati.

What CA certificates do banks commonly ask for?

Net worth certificate, turnover certificate, provisional balance sheet, projected financials, and utilisation or end-use certificates after disbursement. All are issued with a UDIN as required by ICAI.

Does GBA charge a percentage of the loan amount?

No. Professional fees are fixed and quoted in advance for the work involved, regardless of the loan sanctioned.

Talk to a Chartered Accountant this week

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