Who it is for
Who needs this?
- Entrepreneurs applying for a term loan for a new unit or expansion
- Applicants under PMEGP, CMEGP, Mudra and other MSME schemes
- Businesses applying for North East industrial incentive schemes
- Existing businesses adding a new line that the bank must appraise
The work
What does GBA do?
- Work out the cost of project and means of finance with the promoter
- Prepare projected financials for the loan tenure with stated assumptions
- Compute DSCR, break-even, IRR and sensitivity as the bank requires
- Present the report in the bank or scheme format and answer the appraisal queries
What to bring
- Quotations for machinery, land or building
- Promoter background and contribution details
- Existing financials if the business is operating